Tips to Control Worker’s Comp Costs

  • Match a worker’s skills and abilities to their job.
  • Make safety a job priority.  It’s far less expensive to prevent an accident than to pay for one.
  • Fix dangerous conditions.  Failure to take corrective measures when you become aware of a hazard creates the potential for a “Serious and Willful Misconduct” suit.
  • Train supervisors.  Supervisors and managers are included in the definition of “employer” in workers’ comp law.
  • Report employee injuries as soon as you become aware of them.
  • Provide claim forms within one day of learning of an injury.  Forward the completed form to your insurance provider immediately.
  • Refer the injured worker to an approved medical provider if you plan requires one.
  • Keep in touch with the injured worker throughout their recuperation period.
  • Allow workers to return to their jobs as soon as possible, altering their responsibilities as necessary, either temporarily or permanently.
  • Maintain good records in the employee’s personnel file.
From Safety News: Trades & Services, Issue Three, 2008 by State Compensation Insurance Fund.