Employee Benefits

Benefit programs play an integral role in employee job satisfaction starting with recruitment.  We are dedicated to ensuring and providing the most comprehensive employee benefits programs.  We utilize our expertise to design, market and implement a properly balanced program to meet both employer budget and employee needs.  Working as an extension of our clients’ human resources departments, our professional staff assists in all aspects of employee benefits.

Our clients have different philosophies regarding benefits.  Some choose catastrophic coverage with high deductibles while others choose plans with lower deductibles.  Some like a guaranteed cost approach, while others will accept the higher risk of a partially self-insured funding plan.  We have the expertise and carrier relationships to maximize coverage levels and benefit options within your specific budgetary requirements.

In order to further protect our clients’ human resources departments from possible loss, we can secure Employee Benefit Errors and Omissions, and Employment Practices Liability Insurance.

Group Benefit coverages include:

• Medical – PPO, HMO
• Dental – DPO, DMO
• Vision
• Life
• Voluntary Plans
• Long- and Short-Term Disability